Terms

These terms cover what is bought, what is owned, what each side is responsible for, how a project ends, and the use of this website and the newsletter.

1. Parties


Me	Tuomo Antikainen
Address	Tuomo Antikainen, Poste Restante, FI-90100 Oulu, Finland
Email	hello@tuomo.co
Site	https://tuomo.co

"I" and "me" mean the above. "You" means the company, organisation or person on the other side of the contract.

These terms are written for business clients. If you buy as a consumer, mandatory consumer law applies in addition and prevails over anything here that would reduce your rights. See section 15.

1.1 Order of precedence

The written offer or contract signed for your project, and any written amendment to it.
These terms, in the version in force when that contract was made.
Everything else on tuomo.co, including prices, packages and the FAQ.

2. Scope of work

2.1 How a project starts

Every project starts with a 30-minute video call at no cost and with no obligation.

I then send a written offer stating what is in scope, what is out of scope, the price and the indicative schedule. A contract is formed when you accept that offer in writing. Email constitutes writing.

Prices published on /services are an invitation to treat. The binding figure is the one in the written offer.

2.2 Fixed scope, fixed price

The offer describes what is built, for the price stated. Additional time on my side does not change the price. Anything outside the written scope is a change under section 2.3.

2.3 Changes to scope

A change must be agreed in writing before it is carried out, including its price. Where the change matches an item on the extras list on /services, that price applies. Otherwise it is quoted.

A change may also move the schedule. Any such effect is stated at the time of quoting.

2.4 Revision rounds

A revision round is one consolidated set of comments, collected from your side and sent at once.

The number of rounds included is stated in the package description and in the offer. An additional round is 600 € (2026 price), or as quoted.

2.5 Client-supplied material

Unless the offer states otherwise, you supply copy, images and product data. Copywriting is available and priced separately, per page.

2.6 Audit credit

The audit fee is credited against a build package over 5,000 €, booked within 30 days of the previous step being delivered. Where the audit leads to a plan first, the period runs from delivery of the plan.

Plans are not credited.

2.7 Micro-projects

Micro-projects are available to existing clients and can be ordered without a meeting. New clients start with a call.

3. Prices, VAT and payment

3.1 VAT

All prices exclude VAT. VAT is added at the rate in force on the invoice date.

For business customers established in another EU member state, the reverse charge applies where the conditions are met; the place of supply for services to a taxable person acting as such is determined under Article 44 of Directive 2006/112/EC. You are responsible for providing a valid VAT number and for notifying any change to it.

3.2 Third-party costs

Web hosting, domains, licences, API and model usage, stock images, fonts and other third-party services are not included in any price and are not invoiced through me. See section 9.

3.3 Payment

The payment schedule is set in each contract and stated in writing before you commit. Projects are typically invoiced in instalments: a share at the start, a share at agreed milestones, and the balance on delivery.


Invoicing	Through Stripe, from invoices@tuomo.co, with a link to pay by card or bank transfer.
Payment term	14 days net from the invoice date, unless the contract states otherwise. A payment period exceeding 30 days requires express agreement under Directive 2011/7/EU.
Late payment interest	Statutory late payment interest under Directive 2011/7/EU: eight percentage points above the applicable reference rate.
Recovery costs	Reasonable costs of reminders and recovery.
Overdue invoices	Work may be suspended after written notice, and the schedule does not run during the suspension.
Rights	Rights in the deliverables transfer on payment of the invoice for them. See section 5.2.

3.4 Prepaid products

Development Card blocks, Annual Care and the Growth Review are paid in advance through Stripe. Their terms are in section 13. No card is stored and nothing is charged automatically.

4. Responsibilities

4.1 Mine

Performing the work with professional skill and care, to the standard described in the offer.
Doing the work personally. Where a specific element requires another party, I ask you first and remain responsible for it.
Telling you where something in the plan will not work.
Handing over the work in a usable form: source in your own repository, accounts in your own name, and written handover notes where the package includes them.

4.2 Yours

A named decision-maker authorised to give approvals.
Material on time: copy, images, product data, brand assets and anything else the offer assigns to you.
Feedback within 5 working days of being asked, unless otherwise agreed. Approvals in writing.
Access to the accounts, systems and environments the work requires.
Your own accounts for hosting, domains, payment providers and API keys, in your name and paid by you.
Rights to material you supply. You confirm you are entitled to use and publish the copy, images, logos, fonts and data you provide. Third-party claims concerning that material are yours to answer, and you indemnify me for costs arising from them.
Your own regulatory compliance, including privacy notices and consent, terms of sale, accessibility requirements under Directive (EU) 2019/882, and sector-specific rules. Compliance work is in scope only where the offer says so.

4.3 Stalled projects

Where I have requested something the work cannot continue without:


After 30 days	I may suspend the project in writing, invoice the work completed, and cease holding the schedule.
After 60 days	I may close the project, invoice everything delivered, and hand over what exists. Restarting is a new offer at the prices then in force.

5. Ownership

5.1 What you own

You own what I build for you, including the source code written for you.

Third-party frameworks, libraries and platforms remain under their own licences.

5.2 When rights transfer

Rights transfer on payment of the invoice for that work. Until then I hold them, and you may review, test and comment on the work but not publish or exploit it.

Where a contract requires the assignment as a separate clause, it is included on request.

5.3 Extent of the assignment

For everything created specifically for you under the contract — source code, designs, layouts, illustrations, copy, configurations and documentation — copyright and all other transferable rights pass to you in full, worldwide, without time limit, with the right to modify the work and to assign the rights onward. The fee in the offer is the consideration for that assignment.

Moral rights are not assigned. In practice: you are not required to credit me, and you may modify and develop the work freely.

5.4 What remains mine

General knowledge, methods, tools, internal libraries, templates, prompts, skills and building blocks remain mine and are used for other clients. Where a deliverable contains one, you receive a perpetual, worldwide, transferable right to use it as part of that deliverable, including after modification. You do not receive the component separately for licensing or resale.

Nothing built for you is reused in a way that discloses your material, your data or anything specific to your business.

5.5 Reference use

I may publish the work as an anonymised reference: no client names, figures, trade secrets or internal matters, unless you agree to be named.

You may opt out by telling me before the project ends.

6. Confidentiality

Each party keeps the other's confidential material confidential: anything marked as such, and anything identifiable as confidential from its nature. This includes business plans, figures, customer data, unreleased products, credentials, source code and internal matters.

It is used only for the project, disclosed only to those who need it for the project, and survives the end of the contract.

It does not cover information that is public without breach, information the receiving party already held, or disclosure required by law or a court. Where disclosure is compelled, the compelled party notifies the other unless prohibited from doing so.

Trade secrets are additionally protected under Directive (EU) 2016/943.

7. Personal data

Processing of your data when you contact me, subscribe or book a call is set out at /privacy.

Where a project involves processing personal data on your behalf, you are the controller and I am the processor, and Article 28 of Regulation (EU) 2016/679 requires a written data processing agreement. It is signed before that data is transferred. Test data is requested in place of production personal data wherever it is sufficient.

Compliance of the processing carried out by the system once live is yours as the controller.

8. AI in the work

AI is used as a tool. Architecture, design and judgement remain mine.

Everything delivered is reviewed by me. Section 5 applies to it in full.
Your confidential material is not submitted to tools that would train on it or disclose it.
Where the deliverable is itself an AI system, the underlying model belongs to its maker, and its behaviour, availability and pricing are outside my control. See section 10.3.
Obligations under Regulation (EU) 2024/1689 attach to you as provider or deployer of the system you operate. Classification and compliance assessment are separate work, not included in a build price.

9. Web hosting, domains and third-party services

You pay for web hosting, domains and API usage on your own accounts, in your own name. Nothing is resold or invoiced through me. I specify what is required, recommend a provider, and set it up with you.

Those services are contracts between you and the provider, on their terms. Changes to their pricing, APIs, terms or availability are outside my control and outside any warranty given here.

Where you ask me to set something up on my own account as a temporary measure, it is recorded in writing and moved to your account before the project closes.

10. Launch support and warranties

10.1 Launch support

Every project includes 30 days of launch support at no cost from the date the work goes live or is delivered: defects, questions and minor adjustments.

It does not cover new features, changes of requirement, content changes, faults caused by third-party changes, or work by others. Those are quoted or drawn from a Development Card.

10.2 Warranties

The work conforms to the scope in the offer and was performed with professional skill and care.
To the best of my knowledge, what I created for you does not infringe third-party rights.
Third-party components are used under licences permitting the agreed use, and I identify those carrying obligations relevant to you.

Defect claims must be notified without undue delay after discovery and no later than 12 months after delivery. The statutory limitation period is otherwise three years.

10.3 Exclusions

No warranty is given as to:

rankings, citations, traffic, conversions or revenue;
software being free of defects or continuously available;
third-party services and AI models, including their availability, pricing, output, terms or continued existence;
results from work modified by you or by others after handover;
compatibility with versions of browsers, platforms, frameworks or devices released after delivery.

11. Liability

Each party is liable for direct damage caused by its breach of contract.


Cap	My total liability under a contract is limited to the fees paid under that contract.
Excluded	Indirect and consequential loss on both sides: lost profit, lost revenue, lost or corrupted data, loss of goodwill, business interruption, and third-party claims.
Not excluded	Damage caused intentionally or by gross negligence, and anything that cannot be limited under mandatory law.
Time limit	Claims must be made in writing within the period in section 10.2.

Force majeure. Neither party is liable for delay or failure caused by an event outside its reasonable control that it could not have avoided, including war, natural events, general failure of communications or electricity, an act of authority, industrial action, or serious illness or accident affecting a one-person business. The affected party notifies the other without delay and takes reasonable steps to limit the effect. Where it lasts more than 60 days, either party may terminate under section 12 without being in breach.

12. Early termination

12.1 Termination

Either party may terminate the contract in writing. No reason is required.

12.2 Settlement

Completed work is paid for, as a proportion of the agreed scope, measured against the priced build plan or the milestones in the offer. Where no sensible division exists, the parties agree a fair share of the fee; failing agreement, the measure is the market value of what was delivered.
Third-party costs already committed on your behalf are paid at cost, with receipts.
Prepayments for work not performed are refunded.
Overdue invoices fall due on termination.

Where I terminate without breach on your part, unusable partial work is deducted from the final invoice.

12.3 What you keep

Everything paid for is yours in its current state and is handed over: source, files, accounts, credentials and existing documentation. Rights transfer as set out in section 5.2.

Work not paid for remains mine and is not to be used. It may be paid for and taken up to 6 months after the project ends.

12.4 Termination for cause

I may terminate with immediate effect, retaining payment for work performed, where an invoice is more than 30 days overdue after written reminder, where you materially breach the contract and fail to remedy it within 14 days of notice, or where the work proves unlawful or materially different from what was described.

You have the same right where I materially breach and fail to remedy within 14 days of notice.

12.5 Survival

Sections 5, 6, 7, 11 and 16 survive termination.

13. After launch

These are bought separately, after a project. None is a retainer and no card is charged automatically.

13.1 Development Card

Prepaid development days.


Validity	12 months for the 5-day and 10-day blocks, 18 months for the 20-day block, from purchase.
Booking	Half-day minimum. Two weeks' notice. Same-week booking uses 1.5 × the days.
Pace	Maximum 3 days per calendar month.
Unused days	Not refunded, and expire at the end of the validity period. Transferable to another project of yours.
Payment	In advance.

13.2 Annual Care

A yearly product: two scheduled service windows, paid in advance, delivered on dates you choose within 12 months. Inclusions are in the package description. Unused hours do not roll over and the package does not renew automatically.

13.3 Growth Review

Four half-day sessions, one per quarter, paid annually in advance. Each reviews what shipped and what the numbers did, and produces a prioritised backlog and fixed-price proposals for the top three items. Those proposals are offers under section 2.1.

13.4 Scheduling

These products provide time, not priority. Where a window is missed for reasons on your side it moves within the validity period and does not extend it.

14. Use of this website and the newsletter

14.1 Content

Everything published on tuomo.co is mine and protected by copyright.

You may read it, link to it and quote it with attribution and a link. AI answer engines may cite it. Republishing whole pieces, or reproducing the site's design or code, is not permitted.

14.2 Not advice

The site is not legal, financial, tax or professional advice, and no advisory relationship arises from reading it. A price becomes a commitment when it is in a written offer.

14.3 Availability

The site is provided as it is. Pages and prices change. Older log entries remain as a record of what was true when written. Links to other sites are not endorsements.

14.4 The newsletter

The Field Report is free and published weekly. There is no guaranteed publication schedule. Unsubscribe in one click. Data processing is set out at /privacy.

15. Consumers

Where you buy as a consumer, for a purpose outside your trade or profession, mandatory consumer law applies and prevails over anything here that would reduce your rights. In particular:


Right of withdrawal	14 days from conclusion of a distance contract, by any unequivocal statement (Directive 2011/83/EU, Article 9).
Starting early	Performance may begin before that period ends only at your express request and with acknowledgement of its effect (Article 7(3) and Article 16(a)).
If you then withdraw	You pay an amount proportionate to what was performed, calculated on the agreed total price (Article 14(3)).
Unfair terms	A term found unfair is not binding, under Directive 93/13/EEC.
Disputes	You may use the national consumer dispute resolution body, and may bring proceedings in the courts of your own domicile.

16. Governing law and disputes

Finnish law applies as the national law governing the contract, excluding its conflict-of-law rules. Where you are a consumer resident elsewhere in the EU, this choice does not deprive you of the protection of the mandatory rules of your own country under Article 6 of Regulation (EC) No 593/2008.

Disputes are settled in the first instance by the District Court of Oulu.

A consumer may bring proceedings in the courts of their own domicile.

17. Changes

The version applying to your project is the one in force when the contract was made, and it is sent with the offer. The current version is at https://tuomo.co/terms, dated at the top.